Friday 28 February 2014

Popular Andhra Podi

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Andhra is not only famous for Pachadis or Chutneys; it is also well-known for varieties of Podis served with different dishes. Abode of spicy Podis, Andhra podis have various degrees of spiciness. For an outsider most of these podis might taste the same, as they all are in powder form but they have been experimented […]


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Simple Tips for Effective Housekeeping

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Home is one such place where you feel safe, calm and relaxed from all the worries of the world. After a hectic and tiring day, one loves going back to a house, full of peace and joyous air, and only good housekeeping can help you to maintain it. Housekeeping is an essential part of one’s […]


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Selecting the Right Carpet for the Right Décor

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Carpets are important décor elements that bring patterns and colour to the decor. Unless one plans to upgrade them every six months, carpets and rugs that are picked for your home is an investment. That’s why selecting the correct carpet is very essential. One should think about the shape, size, colour, texture, and material of […]


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Thursday 27 February 2014

How to Build Energy Efficient Homes?


Solar 300x180 How to Build Energy Efficient Homes?

Energy Efficient Homes



Energy efficient homes contribute towards protecting our environment and save a lot of big bucks. From big installations such as solar panels to something as tiny as switching off the lights can help reduce the carbon footprint of your homes. Here are some simple steps to build energy efficient homes -


Insulating homes


Add temperature insulation to the attics, walls, ceilings and windows of the homes. This might require weather stripping the windows and doors and sealing off openings to prevent cold drafts or heat waves. Keeping the interiors insulated from external environment keeps the room temperature steady, warm and comfortable. Further, you will require less of air conditioning with perfectly insulated home designs. It is a onetime investment that would reduce the monthly electricity bills and prove to be a cost effective arrangement thus reducing your carbon footprint.


Replacing incandescent with fluorescent


When it comes to lights, switching to fluorescent bulbs can result in considerable amount of energy saving. Though fluorescent bulbs cost more than their incandescent counterparts, they are much more durable and help you save in the long run. You may also use a mix of incandescent and fluorescent for a better lighting effect at a nominal price.


Solar panels


Solar panels are the most revolutionary installations for energy efficient homes. Using solar energy, that costs you nothing, will help you generate your own electricity! Some of the most powerful solar panels can even support heavy appliances like air conditioners and water heaters.


Windowing


Another innovative design, triple glazed windows can help homes with more solar gains and better insulation. These windows control the amount of light entering the interiors and have also been proved to have positive health effects on residents. As opposed to skylights (that are a barrier to complete insulation), window glasses can act as a source of natural lighting and temperature regulation.


Landscaping


While laying out the floor plan, focus on specific areas of the home that does better with sunlight during winter and shade during summer. Deciduous trees will allow light of the winter sun while providing shade during summers. Similarly tall trees will provide shade to the ceiling/roof but allow lights to enter at window heights. The location of these trees is also important. Take advantage of the topography and the surrounding vegetation while constructing a new home.


Getting green is the hottest trend in home building today. Further with rising costs of living and environmental degradations, energy efficient homes are becoming even more popular. There are several others things that people do to make their home energy efficient. One just needs to be open to ideas and be creative while designing his dream home.


Book a home


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by Sridhar Kulkarni via Shriram Properties Bangalore

Rayalaseema

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About Rayalaseema ‘Rayalaseema’ includes two words, ‘rayala’ means raya’s and ‘seema’ means region. This name was coined as it was ruled by Sri Krishna Devaraya, famous ruler from Vijayanagar Empire. This geographic region comprises of four districts of Andhra Pradesh, Kurnool, Kadapa, Chittor, and Anantapur. Until 1953, these districts were part of Madras Presidency, later […]


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Ideas for Impeccable Indian Home Décor

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‘Unity in diversity’ is a perfect phrase to describe India. Similarly, Indian home décor has enough room for experimentation and customization based on the myriad living styles of various states. Here are some really wonderful ideas for perfect Indian home décor to add some spice to a dreary interior - Spicing up the Living Room […]


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How to Set a Formal Dinner Table

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A well set dining table has an inviting look and brings in the enthusiasm to dine at ease. Setting a dining table in a perfect manner is very important, especially when you are organizing a lunch party or a festive feast for many guests. There are various ways of arranging a dining table, depending on […]


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Wednesday 26 February 2014

Inspiring Duplex House Plans


house sky sketch 400 clr 11948 300x216 Inspiring Duplex House Plans

Duplex House Plans



Are you perplexed with your duplex house plans? Duplex houses offer large spaces to the residents within the apartment model. A duplex house functions as an apartment but looks so much like a house. With two apartment units constructed for independent families, they are the perfect structures to bring home a large family. These are more spacious arrangements and offer a beautiful transition between house life and apartment life. Here we look into some of the most inspiring designs for duplex houses plans -


Duplex Bay House with rich floral


The Bay House duplex house plan design consists of highly spacious outdoor spaces and cozy sitting areas constructed around greenery. Terraces and decks help the view of bay duplex houses and it would be really exciting to host a big family party. An exquisite arrangement for bay houses will include beautifully landscaped gardens and wooden decks. The interiors are best arranged in colonial architecture design. Glass windows are a dominating aspect of Bay Houses and are placed facing the pool or the bay. The dining rooms, bedrooms, kitchen and even the bathroom follow floral décor patterns. If you have a great location at your advantage, Bay Duplex house plans will make for great layouts.


The exotic


Warm wood and iron rails can be a great idea if you are looking to create a warm and homely environment. Inspired by natural building materials, this can be aptly applied to duplex houses at any location. The important elements of these colonial style arrangements will be hardwood floors, natural stone construction and exquisite iron fittings. Fireplaces will be the face of these houses and the design can be beneficially complimented by swimming pools, exotic gardens and creative landscaping.


Minimalistic duplexes


Minimalistic design is the new home décor trend. When it comes to duplex houses located in the heart of the city, all that is required is some rustic landscaping that blends with the surroundings. When we speak minimalistic, the living room can be painted white and constructed to neat concrete walling. To create the essence of space, the room would just have a sectional sofa, a wooden coffee table and a cabinet to sit by. Minimalistic duplexes require less investment and will be the perfect arrangement if you are looking to lease your home.


Brick stucco homes


Stucco homes are always beautiful and when applied to modern duplexes, they can be the best home environments. Stucco homes necessarily require beautiful exteriors and are feasible only if you have a beautiful plot of land to work upon. Using natural building materials, brick stucco homes will be a smart plan for a two storied home.


In most cases, people choose duplex homes to stay with their loved ones and rent a part of the home to tenants and earn from the investment. This way, duplexes can pay for their own mortgages and taxes, while giving you all the advantages of a homely environment.


Find stylishly designed villas and apartments at Chirping Woods


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by Sridhar Kulkarni via Shriram Properties Bangalore

All About Home Improvement Loans


save money house 400 clr 6835 300x168 All About Home Improvement Loans

Home Improvement Loans



If buying a dream home proves to be a distant dream, there is always the option for home improvement or reconstruction available. Almost all banks and financial institutions offer home improvement loans exclusively to renovate or reconstruct your existing house and turn it into your dream home with updated facilities.


Home improvement loan criteria, covers both interior and external repairs, apart from structural improvements. Dwelling in ancestral homes is a boon, and breaking it down may hurt sentimental values. It may also not be feasible to demolish the structures as the foundations are very strong. Instead, you can opt for home improvement options right from tiling and flooring replacements to waterproofing and roofing the terraces.


Pipelines of olden days were mostly metals that could corrode with time. Banks and financial institutions extend loan options for plumbing and electrical works as well. Any structural changes or reconstructions to be done, including repairs, painting, digging bore wells or construction of underground or overhead water tank, can be supported by home improvement loans.


Depending on the valuation of the property, banks or financial institutions would decide on the loan percentage that is generally offered up to 80% of the cost of improvement. In case of joint owners, home improvement loans can be jointly applied as co-applicants. The term of loan ranges from 15 years, 20 years to 25 years, determined based on the applicants repaying capacity, subject to your retirement age, and this condition is applicable across all banks and financial institutions.


One important factor that is considered while approving home improvement loans is that, no renovation or improvement should result in the expansion of the living space that already exists. While a processing fee is levied on every loan approved, a variable floating rate of interest is applicable on loan slabs, again sub-categorized to salaried and self-employed professionals and self-employed non-professionals.


While the loan amount and interest percentages vary between every bank and financial institution, the criteria for approving such home improvements loans are almost the same across the banks. A clever usage of such loans is to utilize them towards making the homes more energy efficient. Home improvement loans also support the purpose of paving of compound wall and replace old windows with modern grills and aluminum. These replacement windows can be made into energy-efficient thermal proofing making effective use of the loan to a long-term advantage.


Home improvement loans are just a click away with every bank and financial institution, offering such loan applications online. Keep your home constantly upgraded to keep up with changing times, recreating your existing space into a more comfortable and better living space.


Live an abundant life amidst sustainable green energy at Shriram Shankari

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How to Organize your Closet?

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The word ‘closet’ is especially used by Americans to denote a small and enclosed space, a cabinet, or a cupboard in a house used to hang or store clothes. The importance of organizing your closet not only makes the task of finding items quickly; it also brings the comfort of convenience. When one is on […]


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How to Make Small Kitchens Work for you?

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Kitchen is the heart of the home, the centre place where most of the action happens. The reality is most of us are tight on space, though large and spacious kitchens are every ones’ dream. Kitchen is not only a place to cook; one stores kitchen gadgets of the house too, gadgets such as refrigerators, […]


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Srikakulam

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‘Srikakulam’ is a beautiful town, once a headquarters of Muslim army under a Muslim ruler, so it is rightly called as Gulshanbad (or the Garden City). British colonial rulers renamed the city as ‘Chicacole’. Only after independence, the city got its present name ‘Srikakulam’. Located at the far eastern end of the Andhra Pradesh state, […]


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Tuesday 25 February 2014

Lighting for a Country Home Decor


country 259x300 Lighting for a Country Home Decor

Country Home Decor

Photo Credit: Dbking



Country home decor is all about comfort and coziness. This kind of décor has a range of style depending on the geographical location but is generally represented by natural wood furniture, muted colors, and vintage fabrics. Lighting for a country home décor requires research and planning because a contemporary light will look completely out of place in such a home.


Rustic Chandeliers


Rustic lighting when incorporated properly can turn a cold dark room into a bright and sunny haven. All you got to do is substitute your light fixture for a rustic wooden chandelier. Look out for multi-armed fittings and add few pleated mini shades to bring a complete new look to your home. Some even go for vintage fixtures while some source chandeliers that imitates the design of the house.


Hammered Metal Wall Sconces


Wall sconces are normally used to highlight an art or an antique mirror. Mostly it is used in the foyers or in the living room as focal lights above the fireplace. By adding a brass or bronze made wall sconce one can add a perfect country touch to the home décor.


Natural Lighting


White coloured ceilings, walls and floors reflects light and will make the kitchen pleasant and light to work in. The use of bamboo blinds will complement the rich wood finish and will adjust the light’s intensity as desired. It will make sure; the kitchen is well-lit even after the sun goes down. You can also have a large window at the end of the gallery kitchen to ensure a good source of potential strong natural light in the house.


Pendant lighting


Pendant lighting is also sparingly simple and handy to incorporate. Hanging pendant lights in the kitchen in varying heights and intensity gives the room a great look or one can also go for tiffany pendants to enhance the country decor with some vintage.


Natural Table Lamps


Table lamps made from natural wood adds a great country touch to the whole décor. They not only look natural but also makes a great décor element for the country home.


Increase Diversity


Include several light sources in every room, and spread them out to create about four to five layers of light. Fixtures such as task lamps or accent lights should be a good source of lighting for your country home décor.


Up lighting


To expand an ambient light in the room, use incorporated up lighting. To brighten cathedral ceilings, add up lights at the nine-foot level that will help in keeping the light from getting lost in the beams. Although, if the ceiling is low and light-colored, allow the light to bounce back with the help of standing floor lamps such as torches.


Discover the joy of living in a bird haven at Chirping Woods

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by Sridhar Kulkarni via Shriram Properties Bangalore

Tips to Secure your Beach House


locked house outline 400 clr 4368 300x243 Tips to Secure your Beach House

Beach House



Vacation homes are great to own, and if it’s a beach house, every vacation becomes a dream come true. While owning a beach house is a pride, protecting it from burglaries and other unwanted breaches is equally important. For one, beach houses are located at thinly populated areas, so footfalls are minimal and the risk of burglary, more. Here are some handy tips to keep your beach house secure.


Put up a security system in place, with fencing alarms, door alarms and also window alarms. An empty house is an open invite to thieves. Know that burglars make a move when the house is empty and not just during night time. An empty house even during the day is a potential target. With very little moving population, beach houses are more vulnerable to such threats. Ensure you switch on the security systems, even while stepping out for just a while. Intruder alert systems have become sophisticated, so keep your beach house security system upgraded at regular intervals. Beach houses come with well-equipped garage that often provide a door-way into the house. Be sure to lock up the garage as well.


Another effective way to keep intruders at bay is your pet Labrador. While a big one can definitely scare off the intruder, a small breed can alert the owners. Just posting a warning sign is good enough to keep intruders away. Make sure the sign is prominent, announcing a potential danger to anyone trying to pry into your beach house.


Though far and few, a friendly neighborhood is in itself a great security to your beach house. Occupants of beach houses come for vacations or post-retirement settlements. Alert a neighbor, when you are moving out of your beach house for a vacation. Join hands and form a neighborhood watch, which has so far proved to be the most effective way of securing houses.


Most beach houses also sport a garden and backyard. Please make sure to trim the bushes and hedges. Cut-out tree branches that extend up to windows of your beach house. Make sure you never leave any dark corners or extending branches that could become a potential hiding place for intruders.


An overflowing mailbox and a week’s newspapers lying strewn around are a welcome sight for thieves. Put your newspaper deliveries and mails on hold, and you can even set variable timers for various lights to give the appearance that someone is at home all the time. Clever lighting and motion sensors are a sure shot of way to protect your most expensive possession – your home.


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by Balaji R via Shriram Properties

The Dynamics of Luxury Housing In India

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Luxury housing is the demand of the day. Be it a dwelling or any other need, people today, love to possess and experience the best in the world. Of late, all metro and big cities are flooded with luxury and ultra luxury apartments as their demand has seen considerable appreciation in the last ten years. […]


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Legal Checklist for Purchasing Land

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‘One of biggest decisions of life includes property purchase’, and it holds good for purchase of land too. To avoid any legal hassle in future, it is quite important for the buyer to be cautious about a purchase decision. Nowadays, real estate being a lucrative market, large number of fraudulent cases are found in land […]


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Monday 24 February 2014

Tips to Buy Commercial Property in Bangalore


constructing custom text 11533 300x138 Tips to Buy Commercial Property in Bangalore

Commercial Property



Purchasing a commercial property in Bangalore is an excellent investment in this cosmopolitan city. Thanks to IT revolution Bangalore became the new IT destination for many software companies in these two decades. Commercial properties are the most coveted piece of real estate in this city. Here are some pointers that must be kept in mind when buying commercial property in Bangalore.


Assemble Your Team: Before making a commercial real estate deal, have your team ready. You will need an accountant to help figure the businesses affordability and analyze taxation issues and for operating budget benefits. Hire a legal lawyer who can help negotiate and complete the transaction in your favour. You will also need a commercial broker to identify potential properties that fall under your budget and are at par with your requirements. Finally, you may require a mortgage broker to discuss different financing options available for you.


Know Your Papers: Before buying commercial property in Bangalore or for that matter anywhere, it is important to collect and look through many documents before finalizing the deal. With the advent of technology in property registration process, the number of real estate frauds has reduced considerably. However, there are still few gullible people who fall prey to dubious real estate agents and false papers. Employ a good real estate lawyer and verify the documentation including the content of the Sale Agreement and Sale Deed. Ensure the property has no loans dependent on it and get the sale deed registered in your own name or your company’s name. Ensure you have seen the original documents and not the duplicate documents. You must be completely satisfied with the authenticity before making any payments.


Right Location: The location that is considered “hot” today may be tomorrow’s “not” neighborhood. Decide the right location taking into consideration all your personal requirements and needs. Commercial properties that are situated in the city’s commercial center have a higher sale value than others. A point to be considered here is the fact that you must be close and convenient for customers and staff.


Good Infrastructure: As this property will be an investment of your hard earned savings, it is important to ensure the basic infrastructure including lifts, lighting, furniture (if furnished) and other factors are good enough. Ensure that it is spacious enough to accommodate all employees.


Access and Parking: You may want to consider other important factors for customers and staff such a proximity to parking or to eating places close by.


Expansion: If your business is growing and expanding, you may want to consider leasing or expanding your present space into a bigger one. It is a good idea to think over this factor before making a decision to invest in a commercial property.


Find home amidst the beautiful bird haven of Chirping Woods

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by Sridhar Kulkarni via Shriram Properties Bangalore

How to Enhance Wealth Vastu for Home?


srichakra sriyantra nine 6826177 l 300x300 How to Enhance Wealth Vastu for Home?

Vastu for Home

Photo Credit: Beverly & Pack



Now who wouldn’t want to enhance the wealth vastu for home? Vastu shastra is an ancient art of building a house according to the precedent set of rules. Using certain guidelines one can enhance wealth corners and thereby create a perfect vastu for home. Here are some tips to enhance the wealth vastu for home – Aquariums Most vastu experts would recommend a fish aquarium for smooth flowing of finance and money. Many also believe that fish is a good remedial measure for homes with vastu defects. Swimming in free flowing water, a couple of active fishes can solve many a financial problem of the resident. Main Entrance Referred as the mouth of the house, the entrance of the house needs to look inviting. The doors of the house need to open without any hindrance. Avoid keeping shoes or slippers near the entrance as it negates the positive energy that could come in. Windows While cleanliness is next to godliness, it is important that we keep the windows clean for vastu purposes as dirty windows can impede money movement in our life. Keeping the windows clean is also important, as they are the sources of natural light and air within the apartment. Cupboards Placement of cupboards that hold jewellery and money are very important in Vastu. Vastu shastra prescribes the precise directions in which the cupboards needs to be placed. Southwest and west directions are said to be the best to position the cupboards so that they can open towards the east and north. Cupboards opening towards the north direction is said to be very beneficial as north is the abode of Kubera, the God of Wealth. Retain wealth For those who are finding it difficult to control unnecessary expenses can grow living plants and flowers in their bathroom. Symbolically this should cut down on expenses that mostly go down the drain. Those who have faced huge losses in business can place heavy objects such as a statue on the far left corner of their living room. Growing Purple Plants According to Vastu, purple symbolizes wealth. Growing purple plants and flowers at home can energize the wealth sector. If purple plants are not available then one can also grow money plants on a purple coloured vase. South West Direction The southwest direction of the house is the most important space as it is dedicated to Goddess Lakshmi. Keep this space free of clutter. Clutter stunts and inhibits growth while emitting negative energy. Clocks Many have clocks that don’t work anymore on their walls. Clocks represent time and those that have stopped can have an adverse effect on your career and thereby on your finance. Clocks that are forever slow can stagnate your work. Save water in Shriram Shankari Discover life in a joyful community at Shriram Onecity


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How to Create a Relaxing Bedroom?

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It is sad that most houses do not have a restful bedroom as against an entertaining living room. While the living room is important because you meet your guests there, the bedroom is relegated as the closet space to throw and stuff all the things. Hence, bedroom does not become a restful relaxing space to […]


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Five Tips to Design a Stunning Foyer

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We all know that ‘first impression is the best impression’, and it holds well our home design too. Entrance or ‘foyer’ is an important part of a house, as it is the first view of the dwelling, which the visitor gets to observe. Here are the top five tips to design an amazing foyer- Highlighting […]


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Five Elements of a Traditional Décor

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Traditional décor means getting inspired from old traditional décor and twisting it to match your style. It need not necessarily include tapestry and curtains that have been family heirlooms or paisley tablecloths that are against your style. However, traditional décor always has a few similarities – symmetry, consistency, a classic yet unostentatious feel, and a […]


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Sunday 23 February 2014

Feng Shui for Good Health

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People have used the art and science of Feng Shui, for many centuries for prosperity and happiness. If used carefully Feng Shui can have powerful positive effects on one’s physical and mental health. Here are some really powerful Feng Shui tips that can help transform your life - Removing Shoes Before Entering the House After […]


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Building a Dream House


holiday 300x225 Building a Dream House

Dream House



Building a dream house need not be a mere dream anymore. Thanks to booming real estate, many have realized this dream. But most often dream houses fall short of expectations that we have set on them. This happens when we do not pay attention to the nitty gritty details that go into building a house. It is important that one learns the basics of building plans, common area and design etc. to know what is being built for you.


Floor Plans


This is probably the first thing that a builder would show his customers. Floor plan is a basic drawing of how the apartment or house would look. Study the plan carefully and ask questions. Some builders also offer 3D visualization of your dream house. Yet dream house is built from brick and mortar, and if the plan is not right then it ceases to be your dream house.


Builder’s Reputation


Before you sign the deal and pay the first cheque, check out the builder’s reputation. Find out what he has built so far. You could also pay a visit to projects that he has completed so far. Talk to the residents to see how their apartments have shaped up and whether the building stands up to the reputation.


Maintenance


Many gated communities charge an arm and a leg as maintenance and hidden costs. Do some research and find out the basic rate that other builders are charging their customers.


Materials


Next to the floor plans, the builder should share details about the type of materials that would be used during construction. It is a well-known fact that quality of the construction, depends solely on the type of workmanship and materials that are used. Check and double check with the builder about the finer points of construction.


Schedule


This is where most builders slip up. A schedule of the construction is given to customers when they sign up their dream house. From start to finish, it charts out a tentative plan as to when they could get the keys to their house. But there have been many instances where the work is delayed making the schedule almost redundant. That’s why it is best to go along with reputed builders who have a good track record of completing their projects on time.


A house is a worthy investment at any point of time in our life. And it becomes more important when it is a ‘dream house’. Once we have our dream house, we are less likely to shop around for another. This is where we will be settling our roots, bringing up our family and making memories. And that’s why one needs to check everything that is worth checking, before signing up with the builder.


Your dream house might just be waiting for you at Chirping Woods

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Saturday 22 February 2014

Designing a Traditional Master Bedroom

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Bedroom is the most private space of the house. Designing the bedroom needs to be given careful thought as it should meet various needs of the resident. Taking care of the following elements will help you land up with a great master bedroom. Linens and bedding A bed should look pleasing, and not to mention […]


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Designing a Minimalistic House

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Inspired from the Japanese traditional design, minimalistic architecture has gained its popularity during the last years of 20th century. Theme is to simplify your living space to uncover the beauty of your building, along with conveying simplicity in attitude toward life. Many love to have a minimalistic house; however in the process, one should not […]


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Beach House Lighting

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If one wants to move out of the city, Beach house serves as the ultimate retreat. Lighting in a house is mostly done for utility purpose yet it could a lot more to the décor and design of the beach house. One should select the lighting designs and schemes in the very beginning itself, as […]


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Friday 21 February 2014

CR018: Guide to Buying Flats

flats for sale in bangalore 300x225 CR018: Guide to Buying FlatsThis is the best time to buy flats for sale in Bangalore. It is one of the most profitable markets and with the low rates, it requires the least initial investment. Taking this advice will get you on the path to nearly guaranteed profits. Listen to this podcast to know more.


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Elements of Rustic Country Home Décor


country 259x300 Elements of Rustic Country Home Décor

Country Home

Photo Credit: Dbking



If you have ever been to a country home such as a beautiful and romantic mountainside cabin, or a jungle lodge in the middle of a national park, or a log cabin situated right next to a river, chances are you are a lover of the rustic décor. Oozing of warmth, siesta and coziness, country homes with rustic décor make for amazing getaways. Tucked away in the middle of the beautiful countryside, the interiors and the surroundings seem to spread out and welcome people with open arms. A rustic country home décor has some very specific and charming elements, which are summarized below –


Colors


Natural colors work best for getting in the rustic feel for a place. Cedar and knotty pine ceilings and walls are excellent color combinations, covered with only a dull but clear wood finish. The natural and more lighter the colors; the more will be the openness of the décor since dark colors usually give the place a closed and dreary look. Perhaps the best colors for rustic home décor are forest green, chocolate or light brown, burgundy, dusty rose and country blue.


Warm Welcomes


Fireplaces are atypical elements of a classic rustic home décor. Natural elements such as hard-planed wood, or river rocks, or a hearth of slate tiles can give the fireplace the feel of a cozy, wooden glen. A tasteful painting hung above the fireplace completes the picture of perfection. Huge chairs or pouffes around the fireplace, or candles inside a firebox right next to the fireplace could be additional elements to add to the rustic charm further.


Accessories


Accessories can help add to the country charm of the house. The best places to find natural accessories are in the woods or the surrounding area of your home. Pinecones arranged beautifully in a bowl, a vase filled with wildflowers from your front garden, taxidermy mounts, acorns, dried leaves, tree stumps and twigs can be used as centerpieces and around the room. Wooden lantern holders, antler-shaped chandeliers, rustic wreaths, bark-shaped hat or coat holders, rugs made from braided rags, country style antique lamps, rifles, grandfather clocks, old paintings and even checker boards set up on a small table with two beige or coffee-coloured pouffes also make for some great decorative elements.


Furniture


Choosing furniture carefully goes a long way in adding to the rustic charm of a country home. White or cream/beige-coloured shelves, dark wood–coloured closets and cupboards, tree trunk or stump shaped end or coffee tables, long bunk beds, and soft, even homemade quilts make some lovely additions to the rustic charm. Dainty furniture should be avoided as it gets lost in the grandeur of the country charm. Kitchen islands with butcher-clock tops, canopies and four posters, a wooden dining table set, ebony leather sectionals and a wooden headboard at the top of the bed make for some beautiful furniture additions to the house. Simple and bold textiles with single–colored furniture ensure the sanctity of the rustic charm.


Tough but soft, rustic but pretty–looking – country home décor is pleasing to the admiring eye.


That beach house you have dreamed about is just a click away – Panorama Hills


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Seven Beach Inspired Décor Ideas for Bathroom

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Many would agree to the statement that, ‘a bathroom with a peaceful and serene atmosphere, is an apt place to relax and enjoy’. For sure, even the biggest worries are eliminated with a hot shower or a long bath in the bathtub. Similar to other places of a house, bathroom can also be decorated in […]


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Seven Original Ideas for Using Room Dividers

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Most apartments today, have space constraints. That’s why the concept of ‘Studio apartment’ came into existence.Designed specifically for single people, most studio apartments have an open floor plan. Divided into two portions; one sleeping area and other being living area, one can find various ways to partition the floor to suit the resident. 1) Using […]


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Tips for Beach House Exterior Design

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If one wants to retreat from a busy life, beach house might just be the perfect option. Typically beach house has a large porch, a swimming pool, an extended sun deck and an open pier with a mesmerizing view; but all beach houses need not necessarily look the same. You can design a unique exterior […]


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Thursday 20 February 2014

Basics of Home Improvement Loan


paint can blank label text 10966 243x300 Basics of Home Improvement Loan

Home Improvement



Homeowners who are planning for a remodeling or improvement projects depend mostly upon home improvement loans for finance. While several such financing schemes exist, the one that will rightly suit will depend on several factors like the total duration of the project, the planned changes, the money in hand and the equity available.


Home improvement and repairs can get substantially expensive at times. However, most often they need to be undertaken to protect the infrastructure from permanent damages. Home improvement loans are a common way to finance the renovation. Almost all Banks provide home improvement loans along with home loans.


Purpose of Home Improvement Loan


Home improvement loans may be described as financial schemes and assistance package to homeowners for improving / furnishing their household at low interest rates. It can be availed for constructing, renovating or acquiring a flat or a house.



  • Can be available along with housing loans

  • Can be availed separately in case the main housing loan is requested from other banks


Eligibility



  • Owners of flats and houses who are either salaried / have their own business / self employed or NRI professionals

  • For salaried homeowners, the minimum take home amount should be around 25% of the gross salary. However, the percentage varies with banks. For non-salaried people and other self employed professionals, the minimum annual income should be a minimum of 50,000 with income tax returns as evidences.

  • Loan margin and quantum

  • If a home improvement loan is requested along with the home loan, the total amount should be greater than a year’s gross salary in most cases.

  • The loan quantum too will be decided according to the take home salary amount.

  • However, if home improvement loan is requested separately, the norm is between 15% and 20% margin.

  • Security

  • Mortgage of flats / houses

  • Hypothecation of all assets created by the loan

  • Personal guarantee / suitable co-obligation


Documents and other formalities



  • Salary certificates

  • IT returns / ITAO

  • Cost estimates / Performa Invoices

  • Other identity details


Processing charges


This too varies highly between banks and is subject to the amount of the total loan.


It is important to understand the basics of every home improvement loan structure. The associated closing costs make it an investment that requires thorough considerations. Failing to pay home improvement loans can put you in a risk of foreclosures. You would never want to put your family’s safety and comfort at stake.


Most people apply for home improvement loans when looking to sell their property. A renewed home attracts more prices and this can be viewed as an investment that will eventually enhance the value of the property and bring profits.


Book luxurious villas within the secure community of Chirping Woods

Your home might just be a click away at Shriram Sameeksha


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by Sridhar Kulkarni via Shriram Properties Bangalore

Five Ideas to Decorate your Home with Flowers

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ttp://www.youtube.com/watch?v=YzR-Pxj2Ts4 Flowers symbolize love and affection, life is complete and joyful only when you have them around. When one thinks of decorating a house economically and with least efforts, then flowers are the best décor element that can bring beauty and personality to it. Using flowers creatively, one can easily turn a bleak looking house […]


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Wednesday 19 February 2014

Property Tax and Concessions



custom text with roof 12489 1 300x300 Property Tax and Concessions

Property Tax


Finally, there is some good news for new home buyers in Bangalore. As per the revised Direct Tax Code, home owners are now allowed a property tax concession on interest paid upon INR 1,50,000 as home loan. Further, it has been decided that rental income will not be taxed by presumptive basis. For defaulters who haven’t been able to clear their property tax dues since 2008, the Bruhat Bangalore Mahanagara Palike (BBMP) concessional rates have been established, and the interest is likely to be reduced to 10% instead of the previous 20%.


The current tax benefits on property loan interests were established back in 2002. With the renewed concession rates, the effective rate for a borrower comes down to around 4% and is certainly a huge benefit for the new property buyer. The BBMP taxation and financial standing committee are also allowing a concession for small property owners having dues amounting to and less than INR 2,000 per annum before 31st March. No installments are allowed under this scheme. The BBMP currently has more than 16 lakh registered property owners out of which 3 lakh homeowners are yet to complete their property tax dues.


In 2008, BBMP wanted a 30% increase in property tax rates, but the committee stuck to a 20% increase. The minister says that this will not be too much of a burden on the average home owner as the taxes aren’t quite increasing in real terms when matched with the depreciating values of properties. The estimated collection from the current scheme of things will be INR 1,500 Crores.


The idea of property tax concessions for Bangaloreans was mooted after Shaikh Altaf, a resident presented a memorandum on 21st November 2013 to the Mayor. The letter said that if the government decides to provide a rebate of 50% to the residents, it will be able to reach 100% property tax collection.


The implication of all this statistics is huge for a home owner in Bangalore. Owning a home is now cheaper and so are the maintenance costs. Rather than going for rented properties, owning a property seems to be a more viable option. Moreover, with renting payment offered a concession, new property ownership can be viewed as an investment that pays for itself. Property owners don’t have to worry much about mortgages and tax payments and can even expect to earn a bit of profits on the rents.


If you have been considering buying a property, now is the best time to act. The Bangalore property market hasn’t been so inviting ever.


Book an apartment in the calm locale of Chirping Woods


Shriram Sameeksha for affordable housing and good investment


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by Sridhar Kulkarni via Shriram Properties Bangalore

Four Tips for Creating an Eclectic Décor

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One should have a good imagination and a taste for style, when it comes to decorating the house. Perfect blend of colors, textures and patterns would certainly create a very balanced and cohesive space. Using different kinds of décor styles simultaneously one can create an unusual kind of décor known as the eclectic décor. An […]


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Monday 17 February 2014

Small House Plans – How to Make Them Work?


new homes 300x199 Small House Plans How to Make Them Work?

Small House Plans



Small house plans have slowly gained popularity over the years. With rising costs, people are increasingly finding it difficult to purchase large–sized homes due to high mortgage interest rates, increasing property taxes, and rising maintenance, energy and repair costs. Families who are looking to downsize, newly married couples who are looking to save some money while starting out a simpler life, or a bachelor starting out on his own – anyone can live comfortably with less space. All one needs is a little bit of ingenuity and lots of patience. Listed below are some tricks to make small house plans work –


Colours


Dark colours tend to close up space. Lighter and warmer colours such as shades of white, cream, taupe, and beige brighten and open up the spaces and make them feel larger than they appear. White paint makes the ceiling appear taller. Also, textured walls keep the colour scheme interesting. Monochromatic hues on the walls and the sofas and the other furniture work best and make the space appear larger.


Clever kitchen storage


To make the best use of space around, people could combine the dining area and the kitchen since they serve complementary purposes, but not separate them by a wall. Instead, they can just add a small floor to ceiling wall divider, which can also be used to store and display pretty glassware, crockery and other favourite kitchen items. People can also make the best use of the space in the kitchen by using the spaces between the ceiling and the top of the cabinets to store large bowls and plates, baskets, and chafing dishes. The presence of the eating area near the kitchen without a wall eliminates the need for an actual, seldom-used dining room if the family wants to eat dinner formally, then a drop-leaf or folding type dining table will work the best without taking up space.


Furniture arrangement


Furniture arrangement is very crucial when for small homes. Arranging furniture using non-liner, diagonal arrangements will give the room a larger look than just stacking the furniture parallel to the walls and windows. People can also forego furniture add-ons such as coffee tables and special book cases, which take up a lot of space and create unnecessary clutter. Small pouffes also make for some great furniture instead of huge three-seat sofas. Built-in closets can open up space in the bedroom for moving around, and children’s bedrooms can double up as play areas as well. Bunk beds can be additional space savers, allowing for more room for the kids.


Shelves arrangement


Open shelves create a sense of openness rather than closed shelves. Stacking objects neatly with space in between onto an open shelf gives the impression of the room being larger. In the bathroom, narrow shelves on the walls are great places to store bathroom essentials in a stylish and neat way. Wicker baskets and canisters can be used to hold all the loose bathroom paraphernalia in a neat way.


Small house plans can be worked around with, helped by little tweaks and tricks.


Book a spacious villa in Panorama Hills today!


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by Balaji R via Visakhapatnam, Vizag | Apartments, Flats, Homes, Houses, Plots, Property, Properties, Real Estate, Villas | for Sale | Shriram Panorama Hills

Sunday 16 February 2014

Classical Dance Forms of Andhra Pradesh

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Our Indian classical dances are sacred theatre acts, where one can see a perfect blend of dance with classical music. There are eight different dancing styles originating from various states of India. Each form inculcates the techniques from NatyaShastra, an ancient treatise written by Bharata Muni, around 3000 years ago. Indian classical dance forms are […]


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Building a Green House on Your Terrace


garden food fresh 1237705 o 199x300 Building a Green House on Your Terrace

Green House



Patches of herbs such as coriander and green chillies, a little bit of sylvan here and there, a motley collection of fresh sprigs and fresh flowers – a terrace green house is one of the ways to soothe the senses in the suffocating ambience of urban India. Today, an increasing number of people are turning to rooftop green houses to bring not only a sense of aesthetic appeal, but also to make use of the fresh veggies in their own cooking. A not–so–new concept, converting terraces into gardens and green houses have been the answer to the prayers of those blessed with a green thumb.


Essentially, green houses, also known as glasshouses or hothouses, are structures where flowering plants, fruits, and veggies are grown in controlled temperatures. The walls and roofs are usually made of either glass or plastic, and the structure not only keeps away pests but protects plants from extreme weather conditions. The roofs are usually flexible to be opened up and can be used differently in according to the weather conditions. Green houses make up for the lack of space for people in urban India to build gardens and lawns.


Building a terrace green house doesn’t necessarily have to be expensive. At the outset, people need not invest in earthen or fancy pots and can make do with plastic bottles, bathtubs and buckets to grow veggies and condiments. People can even make their own soil with kitchen waste. Leftovers of non-veg food and skins of veggies and fruits can be mixed with curd, and covered with rotten leaves and sand, can be very easily converted into organic manure, which is excellent for growing plants. People should also remember to mulch their soil with dry leaves and newspapers to avoid loss of water due to evaporation. People should also keep sprinkling red earth from time to time. People go as far as using egg shells, expired vitamin and calcium for growing plants better, but that is another extreme.


Seeds can be sourced for cheap from any nursery, and they need to be open pollinated, not hybrid. People can start off by growing basic condiments such as green chillies, lemon grass, spinach, kadi patta (curry leaves), mint leaves, ginger, turmeric, and basil as they are the simplest to grow and don’t require much sunlight. Once one becomes with familiar with growing the simple things, they can graduate to vegetables such as onions, radish, capsicums, cauliflowers, cabbages, okras, cucumbers and tomatoes. People should remember that tomatoes need a trellis to grow, or they will fall. Gradually, they can also grow fruits such as pineapples, pomegranates, bananas and guavas since they require space.


Ideally, the pots and tubs with the plants should be placed or hung in the east – west direction in order for them to get adequate sunlight. All people need to do is maintain their green house by pruning, supporting, watering and providing nutrition to them regularly.


It is no wonder why people are turning to such gardens for a breath of fresh air.


Book your home today at the scenic spot of Panorama Hills


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by Balaji R via Visakhapatnam, Vizag | Apartments, Flats, Homes, Houses, Plots, Property, Properties, Real Estate, Villas | for Sale | Shriram Panorama Hills

Basics of Furnishing Apartments


sofa 400 clr 10056 300x199 Basics of Furnishing Apartments

Furnishing Apartments



The latest trend in residential scenario in Chennai is the fully furnished apartments. Though builders offer them at minimal extra cost or as an added advantage, one can never quite settle down with furnishings that have been someone else’s idea. There is always a difference of opinion, even within the family, and so when it comes to furnishing your apartment, certain points need to be considered, rather than looking at glossy beautiful brochures and deciding on the requirements.


Space


The availability of space is the foremost fact when it comes to furnishing apartments. With clever and innovative ways, you can deck up a studio apartment to accommodate all your favourite furnishings. Rather than stuffing it up with huge cushioned sofa sets, go in for sleek designs that take up little space and add a spacious look to the area. Bunker beds are the most popular when it comes to decking up kids room. Add some fun curves that not only enhance the look of a box room, but also act as bumpers for naughty kids.


Colors


Color scheming is an art by itself, always choose your colors keeping in mind the walls, furnishings and spaces. The standard coloring is a 60:40:10 proportion and beige is not always the neutral color. For those who want to color sync their draperies with other furnishings, ensure that you balance them right. In your want to fit in the best colors, do not mix and match too many as it might be jarring to the eye. And always remember, you may want a change it in the future.


Environment


High-rise apartments have ample scope for sunlight to stream into the homes. Make effective use of this natural lighting to highlight the interior furnishings. For those living in their own homes, furnishing can be done in detailed planning, keeping in mind the air-flow, lighting and external influences. Going green is the new mantra, and eco-friendly green furnishings are available in the market. Choose wisely as every product marked green, may not suit your choice of living.


Walls and rooms


Running wallpapers corner-to-corner is not a popular idea nowadays. Wall accents and thematic paints are indeed a very clever way to deck up any house to give it a totally new look. You could leave at least one wall nude, with bricks and mortar and few accents, to add a rustic look to the living rooms. While master bedrooms have innumerable options to deck up, the best is reserved for the kids bedrooms, with thematic, embossed wall paints, coordinated furnishings et all.


DIY


The latest trend to catch up with Chennaites is the Do-it-yourself kits, thanks to the liberated imports. One gets to pick and choose the best of DIY furnishings from any corner of the world and can get set to work. Some of the latest residential projects offer customers the choice of DIY kits, where one can get a literally first-hand experience in the choice of furnishings. Right from the living room sofa cabinets, to fully functional kitchen cabinets, DIY kits are available to suit every pocket.


Book stylishly designed villas and apartments at Shriram Shankari

There are many benefits in living within a community and Shriram Onecity is one of them!


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Saturday 15 February 2014

Art and Architecture of Charminar

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Charminar is one of India’s iconic structures representing the hi-tech city of Hyderabad. Constructed in 1591 CE in the middle of the city has many reasons to list behind its creation. Once the city of Hyderabad was devastated by a raging plague and mercilessly devoured the innocent lives in the city. King Muhammad Quli Qutb […]


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Annamacharya

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Discoveries revealing the ancient writings, sculpture, paintings throw a light on the lifestyle of the people belonging that era. In India, such discoveries bring out the richness of our ancestors and make us aware of our rich heritage. And in some cases, it also brings forth to limelight many a personality whose work got lost […]


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Friday 14 February 2014

Advantages of Open Floor Home Plans


blue print draft set 400 clr 9721 300x225 Advantages of Open Floor Home Plans

House Plans



Preferences regarding division of interior space have shifted throughout the history of home design, and open floor home plans have gained popularity. A generic term used in interior and architectural design, an open plan minimizes usage of enclosed rooms and makes use of open, large spaces. Open floor plans in residential designs are basically the elimination of barriers such as doors and walls that traditionally separate the different functional areas such as living room, dining area, kitchen and bedrooms. Summarized below are some advantages of open floor home plans –


Making the house feel larger


Playing around with interior spaces can make a place look larger or smaller, and open floor plans make any home “larger” than it appears. If people are stuck with limited square footage, then an open floor plan could be a solution to make their homes seem sizeable. The elimination of walls and doors opens up the line of sight, making people feel naturally comfortable as they can see farther. This results in the same space seeming larger.


Space for entertaining


Home spaces can greatly influence social gatherings and movement of guests in the house. Open floor plans allow hosts and guests to move about with food and drinks much easier, without having to circumvent their way through doors or avoid walls. Open floor plans enable anybody at the gathering to cast a look around, ensure that people are enjoying and flow from one conversation to next very easily. Those looking to entertain extensively should certainly consider open floor home plans.


Flexible usage of space


Open floor plans allow for greater flexibility to the inhabitants to move furniture around, or add furniture, put up curtains and screens, make use of more objects for decoration, or add rugs to the living area. In times of social gatherings or when relatives come to stay over, inhabitants of such homes can simply move around, add or remove paraphernalia and furniture to open up space or cordon off areas. More space also allows them to plan for storage of stuff better in the house. Such adjustments are not possible when there are walls and doors obstructing any movement. Open floor plans make the space more usable.


Lower cost of adding interiors


This is usually the case in first homes. In case people are on tight budgets and do not want to spend much on interiors, starting off with open floor plans will give them a chance to spend less on interiors such as woodwork, framing, supplies as well as labour. Since the open design requires the building of fewer walls, people end up saving a lot on the cost.


Providing a common area


Open floor home plans create an expansive and a huge common area where the whole family can get together and share a meal and interact. In today’s day and age where the lives of the people in the same family are highly fragmented, such open spaces are a comfortable shared space where the family can gather and interact, rather than limiting interactions in closed–room homes.


Book a home in the stylishly designed villas of Panorama Hills


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by Balaji R via Visakhapatnam, Vizag | Apartments, Flats, Homes, Houses, Plots, Property, Properties, Real Estate, Villas | for Sale | Shriram Panorama Hills